The information provided on this Site is for general informational purposes only. Nothing on this Site constitutes professional advice, including but not limited to legal, tax, financial, investment, or accounting advice. You should not act or refrain from acting based on any content on this Site without seeking appropriate professional counsel. IUM Advisory does not provide legal advice through this Site, and no attorney-client or professional-client relationship is created by your use of the Site or any communication through it.
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the Site for your personal or internal business purposes. You may download or print a single copy of Site Content for your own non-commercial use, provided you retain all copyright and proprietary notices. This licence does not include the right to collect or use Site Content for commercial purposes, create derivative works, or use data mining, robots, or similar data gathering tools. This licence terminates automatically if you breach any provision of these Terms.
You agree not to use the Site in any manner that: violates any applicable law or regulation; infringes the intellectual property, privacy, or other rights of any third party; is fraudulent, misleading, defamatory, obscene, or otherwise objectionable; interferes with or disrupts the Site or its servers and networks; attempts to gain unauthorised access to any portion of the Site; transmits viruses, malware, or other harmful code; or collects information about other users without their consent.
The Site may contain links to third-party websites or resources. These links are provided for your convenience only. We do not endorse and are not responsible for the content, products, or services of any third-party websites. Your use of third-party websites is at your own risk and subject to the terms and conditions of those websites.
THE SITE AND ALL SITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE MAKE NO REPRESENTATIONS REGARDING THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF ANY SITE CONTENT.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IUM ADVISORY AND ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SITE, REGARDLESS OF THE THEORY OF LIABILITY AND EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING FROM THESE TERMS OR YOUR USE OF THE SITE SHALL NOT EXCEED THE AMOUNT YOU PAID TO US, IF ANY, IN THE TWELVE MONTHS PRECEDING THE CLAIM.
You agree to indemnify, defend, and hold harmless IUM Advisory and its directors, officers, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or related to: your use of the Site; your breach of these Terms; your violation of any law or the rights of any third party; or any User Submissions you provide.
If you believe that any content on the Site infringes your intellectual property rights, please notify us in writing at the contact details below, providing: identification of the work claimed to be infringed; identification of the allegedly infringing material; your contact information; a statement of good faith belief that the use is not authorised; a statement, under penalty of perjury, that the information is accurate and that you are authorised to act on behalf of the rights owner; and your signature. We will investigate and respond to valid notices in accordance with applicable law.
We may suspend or terminate your access to the Site at any time, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Site will immediately cease. The provisions of these Terms that by their nature should survive termination shall survive, including intellectual property provisions, disclaimers, limitations of liability, and indemnification.
These Terms shall be governed by and construed in accordance with the laws of the Emirate of Dubai and the applicable federal laws of the United Arab Emirates, without regard to conflict of law principles. Any dispute arising out of or relating to these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the courts of Dubai, United Arab Emirates.
If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its original intent.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and IUM Advisory regarding your use of the Site and supersede all prior or contemporaneous communications, proposals, and agreements, whether oral or written.
